Terms and Conditions
Agreement between User and www.retirementdictionary.com
Welcome to www.retirementdictionary.com. The www.retirementdictionary.com website (the “Site”) is comprised of various web pages operated by IRA Publications, LLC. www.retirementdictionary.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of www.retirementdictionary.com constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.
www.retirementdictionary.com is a News and Information Site, for which the purpose is to provide explanations of the rules and regulations that govern IRAs and employer retirement plans, news, updates, and general information related to retirement.
Visiting www.retirementdictionary.com or sending emails to IRA Publications, LLC constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.
Children Under Thirteen
IRA Publications, LLC does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use www.retirementdictionary.com only with permission of a parent or guardian.
Links to Third Party Sites/Third Party Services
www.retirementdictionary.com may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of IRA Publications, LLC and IRA Publications, LLC is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. IRA Publications, LLC is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by IRA Publications, LLC of the site or any association with its operators.
Certain services made available via www.retirementdictionary.com are delivered by third party sites and organizations. By using any product, service or functionality originating from the www.retirementdictionary.com domain, you hereby acknowledge and consent that IRA Publications, LLC may share such information and data with any third party with whom IRA Publications, LLC has a contractual relationship to provide the requested product, service or functionality on behalf of www.retirementdictionary.com users and customers.
Advertisers Not endorsed
IRA Publications, LLC makes reasonable efforts to ensure that advertisers on our site are reputable. However, we cannot vouch for any such advertisers. As such, an advertisement on our website is not an indication that we endorse the advertiser. Individuals should consult their own research to determine whether a participate company suits their needs, wants, goals and objectives.
Not Responsible for Damages/Losses
IRA Publications, LLC will not be held liable for any losses or damages incurred by individuals who use our services. Individuals must consult with their tax and/or legal professional regarding any financial decision regarding a choice of retirement plan or planning methods
No Unlawful or Prohibited Use/Intellectual Property
All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of IRA Publications, LLC or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.
You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. IRA Publications, LLC content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of IRA Publications, LLC and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of IRA Publications, LLC or our licensors except as expressly authorized by these Terms.
The Service is controlled, operated and administered by IRA Publications, LLC from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the IRA Publications, LLC Content accessed through www.retirementdictionary.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations.
You agree to indemnify, defend and hold harmless IRA Publications, LLC, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney’s fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. IRA Publications, LLC reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with IRA Publications, LLC in asserting any available defenses.
In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator’s award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney’s fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. IRA PUBLICATIONS, LLC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.
IRA PUBLICATIONS, LLC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. IRA PUBLICATIONS, LLC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
IRA Publications, LLC reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Georgia and you hereby consent to the exclusive jurisdiction and venue of courts in Georgia in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.
You agree that no joint venture, partnership, employment, or agency relationship exists between you and IRA Publications, LLC as a result of this agreement or use of the Site. IRA Publications, LLC’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of IRA Publications, LLC’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by IRA Publications, LLC with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.
Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and IRA Publications, LLC with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and IRA Publications, LLC with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.
Changes to Terms
IRA Publications, LLC reserves the right, in its sole discretion, to change the Terms under which www.retirementdictionary.com is offered. The most current version of the Terms will supersede all previous versions. IRA Publications, LLC encourages you to periodically review the Terms to stay informed of our updates.
Linking to www.retirementdictionary.com
You can link our content to your website, blog, message board, etc, providing the link is limited to a hyperlink to the content to which you want to link. If you need to include excerpts or full articles, please do not hesitate to contact us
Reproduction of all or part of this glossary, in any format, without the written consent of IRA Publications, LLC is prohibited.
IRA Publications, LLC welcomes your questions or comments regarding the Terms:
IRA Publications, LLC
Effective as of January 01, 2021