Spouse IRA Beneficiaries: Handling New Restrictions for Inherited IRAs
Denise Appleby, APA, AKA, CISP, CRC, CRPS, CRSP Spouse beneficiaries of IRAs have always enjoyed exclusive benefits. While this is still the case, the proposed
Strategies for required minimum distributions, rollovers, and transfers for beneficiaries of IRAs and employer-sponsored retirement plans.
Denise Appleby, APA, AKA, CISP, CRC, CRPS, CRSP Spouse beneficiaries of IRAs have always enjoyed exclusive benefits. While this is still the case, the proposed
By Denise Appleby The IRS acknowledges confusing messaging for the new 10-year rule for beneficiaries and waives the 50% excise tax for 2021-22 RMD shortfalls
By Denise Appleby Missing the year-end deadline for some IRA transactions could mean missing out on tax saving opportunities or being subject to excise taxes.
By Denise Appleby The IRS issued proposed RMD regulations in February that contradict the widespread industry interpretation of the 10-year rule. This means certain misinformed
How to Avoid The $10000 Mistake Caused by Naming a Trust as The Beneficiary of a Roth IRA When Doing So Was Unwarranted PLR 202136004
Denise Appleby explains why 2021 Is The Last Opportunity To Override 5-Year Rule and Stretch Distributions for 401(k)s Inherited in 2019. Designated beneficiaries who inherit
Definition The beneficiary 10-year rule is the maximum period that certain beneficiaries may keep inherited retirement accounts in a beneficiary account. Watch/listen to a video
You are subject to the rules that apply when someone dies before the RBD. The RBD is April 1 of the year following the year
Definition For beneficiaries who inherit retirement accounts, a common question asked is “What is the 5-Year Rule for beneficiaries?” The beneficiary five-year rule is the
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