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I recharacterized my Roth IRA contribution to a Traditional IRA contribution last year. Can I have it reversed?

Last Updated October 4, 2011

Question: 

I recharacterized my Roth IRA contribution to a Traditional IRA contribution in December of last year ? Can I have it reversed?

Answer: 

No. Once a recharacterization is processed (completed), it becomes irrevocable. You now have a traditional IRA contribution. However, if you are still within the deadline for completing a recharacterization, you may recharacterize that traditional IRA contribution to your Roth IRA. For more on recharacterizations, please see the definition here