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Can I contribute to my Traditional and my Roth IRA?

Last Updated April 19, 2016

Question: 

 Can I contribute $4,000 to my Traditional IRA and an additional $4,000 to my Roth IRA?

Answer: 

No. The contribution limit is a ‘per individual’ limit. Therefore, your aggregate contributions cannot exceed $5,500, or $6,500 if you reach age 50 by year-end.