Skip to Content

Can my client use the five-year rule to take distributions from the IRA? The owner was age 80 when he died

Last Updated April 2, 2009

Question: 

My client inherited an IRA from his father who died at age 80. Can my client use the five-year rule to take distributions from the IRA?

Answer: 

No. The five-year rule is not an option when the IRA owner dies on or after the required beginning date (RBD).