Save time with our cheat sheets, fact sheets, checklists & books!

The Tools and Information needed to

Learn About Your Retirement Accounts

Looking for simplified answers to questions about your IRAs, Roth IRAs and 401(k)s?

You’ll find them here.

Hand shake Retirement Dictionary Financial Advice Retirement Advice

Start Here

The Top 3 Rules You Must Know
Before Doing any Transactions with Your Retirement Accounts

social security icon Helping hands icon Retirement Dictionary Financial Advice Retirement Advice

Distributions + Roth Conversions

Early Distribution + RMD + Roth Accounts

Helping hands icon Retirement Dictionary Financial Advice Retirement Advice

Beneficiary Options

Spouse beneficiary + nonspouse + nonperson

The Cost of Mistakes

Know
The
Risks

10% Penalty

Exceptions

The early distribution penalty that applies to distributions taken before you reach age 59 ½ . Know the exceptions.

6% Excise Tax

Ineligible contributions

The cost of exceeding your contribution limits. 6% excise per year unless properly corrected.

RMD excise tax

Owners and Beneficiaries

The cost of not taking required distributions by the applicable deadline.

Term Of The Day

Definition A Roth Conversion that occurs directly between the delivering retirement account and receiving Roth IRA. The delivering account can be either of the following: A traditional IRA A SEP IRA A SIMPLE IRA, providing it has been at least two years since the first contribution was deposited to the SIMPLE IRA A qualified plan, providing the individual is eligible to make a withdrawal from the plan and the amount is rollover eligible A  403(b) account , providing the indivi…

Be among the first to know when

IRA Rules
Change