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IRA Quick Reference Guides

Must have for financial and tax professionals: IRA Quick Reference Guides in plain English…for more information, click on image.

Available here

 

A must have for financial/ tax professionals.  “I wish everyone who answers an 800 number at the big financial firms had these charts, so there would be fewer incidents of erroneous advice”. Natalie Choate

Do you need an answer to an IRA question quickly? Don’t grab a manual. Grab an Appleby IRA Quick Reference guide. Laminated versions convenient for carrying around and durability. 
Our list of guides
 

1.     IRA Beneficiary Options Quick Reference Guide

This can be used to help in determining distribution options for an inherited retirement account .It distinguishes between spouse and non-spouse beneficiaries, and includes information about the options available to nonperson beneficiaries and qualified trusts, and a side-by-side quick reference guide that compares the distribution options for spouse beneficiaries, non-spouse beneficiaries and non-person beneficiaries.

2.     Traditional IRA Deductibility Quick reference Guide

This can be used to help determine your eligibility for deducting contributions to a Traditional IRA. It includes is a list of frequently asked questions on IRA deductibility, a quick-reference guide for determining deductibility, instructions on how to calculate your deductible contribution if you fall within the phase out range, information on how to determine if you are an active participant, and the modified adjusted gross income (MAGI) limits for determining if you can claim a deduction

3.     Roth IRA Distribution Quick Reference Guide

This explains how to determine if your Roth IRA distribution is subject to federal income tax and/or the 10 percent early distribution penalty.
It includes frequently asked questions and answers, tables that highlight the key factors for determining whether a distribution would be subject to tax and/or the early distribution penalty, and information to help you distinguish between a qualified and a non-qualified distribution.

4.     Roth IRA vs. Traditional IRA

This can be used to help you determine if you are eligible for a Roth IRA contribution, if you are eligible to claim a deduction for your traditional IRA contribution, and a comparison of the features and benefits of both types of IRAs

5.     IRA Rollover / Transfer  Reference Guide

This explains which types of retirement accounts can be transferred/ rolled over to or from IRAs and other retirement accounts. It also includes information about tax withholding and the types of distributions that can be rolled over

6.     Roth Funding Options

An explanation of the various ways in which a Roth IRA can be funded, and the general rules that apply.

 

7.     Tradition al IRA Funding Options

An explanation of the various ways in which a Traditional  IRA can be funded, and the general rules that apply.

 

8.     Early Distribution Penalty Exception

A list of the exceptions to the 10% early distribution penalty, the types of retirement accounts/plans to which they apply and a list of related questions and answers.

9.     Required Minimum Distributions for account owners 

Use this guide to help determine the required minimum distribution amounts that must be withdrawn by owners of IRAs, defined contribution plans, 403(b)s and Governmental 457(b) plans.

10.   SEPP Distributions

Explains the rules that govern Substantially equal periodic payments (SEPP)

11.   Tax Reporting for IRAs

Explains the various tax reporting requirements that applies to IRAs

 Available here

Must have for financial and tax professionals: IRA Quick Reference Guides in plain English…for more information, click on image.

Available here

 

A must have for financial/ tax professionals.  “I wish everyone who answers an 800 number at the big financial firms had these charts, so there would be fewer incidents of erroneous advice”. Natalie Choate

Do you need an answer to an IRA question quickly? Don’t grab a manual. Grab an Appleby IRA Quick Reference guide. Laminated versions convenient for carrying around and durability. 
Our list of guides
 

1.     IRA Beneficiary Options Quick Reference Guide

This can be used to help in determining distribution options for an inherited retirement account .It distinguishes between spouse and non-spouse beneficiaries, and includes information about the options available to nonperson beneficiaries and qualified trusts, and a side-by-side quick reference guide that compares the distribution options for spouse beneficiaries, non-spouse beneficiaries and non-person beneficiaries.

2.     Traditional IRA Deductibility Quick reference Guide

This can be used to help determine your eligibility for deducting contributions to a Traditional IRA. It includes is a list of frequently asked questions on IRA deductibility, a quick-reference guide for determining deductibility, instructions on how to calculate your deductible contribution if you fall within the phase out range, information on how to determine if you are an active participant, and the modified adjusted gross income (MAGI) limits for determining if you can claim a deduction

3.     Roth IRA Distribution Quick Reference Guide

This explains how to determine if your Roth IRA distribution is subject to federal income tax and/or the 10 percent early distribution penalty.
It includes frequently asked questions and answers, tables that highlight the key factors for determining whether a distribution would be subject to tax and/or the early distribution penalty, and information to help you distinguish between a qualified and a non-qualified distribution.

4.     Roth IRA vs. Traditional IRA

This can be used to help you determine if you are eligible for a Roth IRA contribution, if you are eligible to claim a deduction for your traditional IRA contribution, and a comparison of the features and benefits of both types of IRAs

5.     IRA Rollover / Transfer  Reference Guide

This explains which types of retirement accounts can be transferred/ rolled over to or from IRAs and other retirement accounts. It also includes information about tax withholding and the types of distributions that can be rolled over

6.     Roth Funding Options

An explanation of the various ways in which a Roth IRA can be funded, and the general rules that apply.

 

7.     Tradition al IRA Funding Options

An explanation of the various ways in which a Traditional  IRA can be funded, and the general rules that apply.

 

8.     Early Distribution Penalty Exception

A list of the exceptions to the 10% early distribution penalty, the types of retirement accounts/plans to which they apply and a list of related questions and answers.

9.     Required Minimum Distributions for account owners 

Use this guide to help determine the required minimum distribution amounts that must be withdrawn by owners of IRAs, defined contribution plans, 403(b)s and Governmental 457(b) plans.

10.   SEPP Distributions

Explains the rules that govern Substantially equal periodic payments (SEPP)

11.   Tax Reporting for IRAs

Explains the various tax reporting requirements that applies to IRAs

 Available here